ROBYN K. THOMPSON
CFP CIM FCSI
Founder & President, Castlemark Wealth Management Inc.
ROBYN K. THOMPSON, CFP CIM FCSI
A financial expert and seasoned wealth management professional. With wide-ranging experience as a professional money manger and wealth advisor in today’s turbulent financial markets, she is the founder of Castlemark Wealth Management Inc., serving the wealth management needs of high net worth families and individuals.
A DEPTH OF EXPERIENCE
With a decade in the financial services and money management sector, Robyn has the experience, expertise, and credentials needed to meet today’s challenging financial environment. She holds the Certified Financial Planner (CFP) designation, Canada’s most respected designation for Financial Planners. She also holds the Chartered Investment Manager (CIM) designation, indicating the attainment of the professional standards and expertise necessary to provide money management services to high-net-worth and institutional clients. Robyn is also a Fellow of the Canadian Securities Institute (FCSI), the highest honour and most senior credential in Canadian financial services.
In addition to founding Castlemark Wealth Management Inc., Robyn is registered with the Ontario Securities Commission as Associate Portfolio Manager at R.N. Croft Financial Group Inc.
What we do
YOUR GOALS. YOUR DREAMS. WE HELP YOU MAKE THEM A REALITY.
Whether professionals, business owners, or executives, our clients are ready for the next stage in bespoke wealth management services. Whatever the goal – wealth accumulation and management or retirement, estate, and decumulation planning – Castlemark has the vision and expertise to tailor a plan for you.
Castlemark’s approach integrates a structured, end-to-end financial plan with optimal cash-flow solutions, professional investment management, retirement, and estate planning, all modeled in a tax-efficient, goal-directed structure.
Together we will create a lifetime financial strategy using our powerful Integrated Wealth Management Service to help you live better today and make your dreams a reality.
Castlemark Wealth Management Team has been chosen by Wealth Professional Canada Magazine as one of Canada’s “5-Star Top Teams” for going above and beyond investment management, by helping clients with financial, tax, and estate planning, offering access to opportunities they might not achieve on their own, and putting them in control of their financial future.
Integrated Wealth Management Service
OUR FULL SERVICE PROGRAM CAN BE TAILORED FOR EVEN THE MOST COMPLEX BUSINESS, FAMILY, AND INVESTMENT SITUATIONS, INCLUDING ALL ELEMENTS OF FINANCIAL, TAX, ESTATE, INSURANCE, AND WEALTH MANAGEMENT.
COMPREHENSIVE FINANCIAL PLANNING
Financial goals are as many and varied as there are individuals. Most of us want to build wealth for retirement and secure our and our family’s financial future. We might also want to leave a substantial legacy for our children. Whatever the goal, we can make it happen with a personalized financial plan.
Our five-step process is designed to maximize the value of all your financial resources to achieve your objectives: 1) Establish concrete goals instead of a hazy wish list is the important first step. 2) Assess your resources to give us a complete picture of your current situation. 3) Analyze all components of your financial life to find strengths to exploit and weaknesses to repair. 4) Present a detailed plan to grow and manage your wealth, provide for an estate, and protect your wealth while enjoying the lifestyle you want. 5) Take action to implement the plan, including professional portfolio construction and management, ongoing communication and reporting, and adjustments when necessary.
Once we understand your needs, the next step is to implement your plan with a managed portfolio. Our network of full-time professional discretionary investment managers use objective, time-tested strategies to build cost-effective, tax-efficient portfolios to match your risk-return profile. Whether your objective is a steady low-risk return or a more active growth target, our asset managers take care of all the details. And our commitment to oversight, regular reporting, and rebalancing ensures your portfolio stays on track to achieve your goals.
Insurance can be an effective tool to protect your financial security while leaving a larger estate for your beneficiaries, providing a cushion for transitioning a business to the next generation, and covering taxes and other major expenses resulting from estate liquidation. Our experts will assess your current insurance coverage and identify any risks to your financial security, filling any gaps in coverage, including death, disability, and critical illness. We will show you how to get better value for premiums paid by managing insurance as a cost-effective defensive strategy.
Tax-efficiency is critical to wealth creation and preservation, so we overlay proven tax-minimization strategies on your financial plan and investment portfolios. Not only do we apply tax-efficient thinking to our investment portfolios, but we also assess your personal and family tax situation. To ensure you and your family are managing taxes effectively, we look at such tax-deferral vehicles as Registered Retired Savings Plans (RRSPs), Tax-Free Savings Accounts (TFSAs) to maximize tax-free investment growth, life insurance and annuities, income-splitting through family trusts, prescribed rate loans, and spousal RRSPs.
An estate plan defines how you will distribute your money and property in the most tax-efficient way when you die, with a focus on wills, insurance, and executors. Our experts will assess your current estate plan and recommend any changes you might need to reflect your current situation. Some of the key aspects we will consider include providing a trouble-free, tax-efficient transition of your estate to beneficiaries, and ensuring your assets are distributed according to your wishes. We will also review powers of attorney or living wills and trusts in the event of a critical illness or disability.
FINANCIAL PLANNING SUITE FOR THE C-SUITE
Business owners, executives, and senior mangers face special financial-planning challenges because very often, business and personal planning are intermingled. So Castlemark offers an integrated financial planning suite for the C-suite. We will look at maximizing your rewards as a senior executive, including legal, tax, and estate-planning elements. Financial independence is key, and Castlemark specializes in high-net-worth investment planning, targeting growth with capital preservation. With our expertise in tax planning, we can help you maximize personal tax efficiency through deferred compensation strategies, income splitting, sheltering capital gains, and more. We will also help you assess and manage risk, including employer equity exposure as well as general insurance needs. And with Castlemark’s specialty in executive retirement planning (including Individual Pension Plans), we will help ensure your exit strategy meshes with your retirement objectives for financial independence.